FROM THE PUBLISHERS OF “Our Town-Our Paper” LAGUNA BEACH & NEWPORT BEACH COMMUNITIES CoastalRealEstateGuide.com JUNE 2, 2017 | VOL. 7 , ISSUE 22 Treats Enrich a Vintage Cottage A vintage cottage with original wood floors, ocean views and wood burning fireplace is on the market for the first time in 45 years. It features vaulted ceilings and original beadboard throughout the two-bedroom, two-bath home. A large open living room captures natural light from many windows. An ample ocean view deck allows for al fresco dining. The home’s corner lot and covered carport permit parking for four cars. Its location is walking distance to Tablerock and West Street beaches, the South Laguna Community Garden and Village Green Park and South Laguna restaurants. Offering price: $1,049,000 Address: 31612 Santa Rosa Drive, Laguna Beach Agents info: Ken Hanzlik, 949.338.1666; Diane Cannon, 949.230.1200 Berkshire Hathaway HomeServices California Properties FEATURED PROPERTY: LAGUNA BEACH Preparing for Wildfire Season The drought may have minimum welded or ended, but Californians are woven wire mesh screen, now facing a potentially with openings no larger destructive wildfire season than a half-inch over your because of the winter rain. chimney outlet. Finally, do Ground moisture and not connect wood fences warm temperatures in to your home because they spring led to a vegetation can serve as an easy path growth spurt, evident in for fire to follow. By Stephanie a drive around Orange • Move flammable and Behnke County and the perfect fuel combustible items at least 50 for summer fires. Residents living in feet from your home – this includes high-risk areas need to take precau-wood, patio furniture, picnic tables, tions before wildfire season heats up boats, gas cans and propane tanks. and the following tips will help give • Check hoses and sprinkler sys-tems to ensure you can spray your you a head start: roof and exterior structure walls • Create a fire buffer zone of with water in the event of a fire. You at least 50 feet from your home, may need a ladder to access those making sure to keep gutters, roofs areas, so be sure to have one handy. and lawns clear of debris. Trim tree • Use your pool as a water source. limbs so they are at least 10 feet Your pool is a good resource for away from your living space and trim unruly bushes. Keep your lawn firefighters, so make sure trucks can well-manicured and landscape with get within 10 feet of it. • Create a detailed home inven-native plants free of flammable oils tory. An inventory of your pos-and waxes, like Douglas’ sage or succulents. Additionally, a good rule sessions will help speed up the insurance claims process if needed. of thumb is to leave at least 20 feet Document your valuables through between groups of trees. photos or videos, and save your re-• Replace exterior home materi-als with less flammable ones. Use ceipts digitally. Also, be sure to keep fire-resistant roofing and siding your inventory in a safe place like and, if possible, build exterior home a fireproof, waterproof lock box or walls with stucco or brick. Con-digitally backed up on the Cloud. sider upgrading to double pane and • Get your home appraised. tempered windows because they are Have you made home renovations? stronger and less flammable. Place Consult a licensed professional for screens over vents to guard against an independent appraisal because drifting embers from nearby fires. it will help you better assess the California law requires a spark ar-amount of insurance coverage you restor constructed out of 12-gauge need and account for the difference Scenes from recent Orange County wildfires. in cost to build your home in today’s market, which may differ from the actual value of your home. • Assess your insurance cover-age annually to ensure you have the proper amount of homeowners coverage. This includes updating your home inventory and noting renovations. • Read all of your policy docu-ments. Know what’s covered, what’s not and how much insurance cover-age you have. If you have questions, consult your insurance agent. • Have the documents you need before you call. If you’re affected by a wildfire, be sure to have your policy number and a description of damages and photos ready for your insurance agent. More details for preparedness can be found at www.fire.ca.gov and www.firewise.org. The author is a California native who joined Mercury Insurance in 1988. Mortgage Experts Offer Lending Insights Richard T. Cirelli of RTC Mortgage Corporation and James Hitchcock of Raymond James Pacific Wealth Solutions Group plan a free workshop about secondary mortgages for 10 a.m. Saturday, June 3. Brad Cook, of the James Alpha Global REIT Fund, is a guest speaker at the series, taking place at 939 Glenneyre St., Second Floor, in Laguna Beach. More information can be obtained at 949 494‐4701 or email Rick@RTC-Mortgage.com.