FROM THE PUBLISHERS OF “Our Town-Our Paper” LAGUNA BEACH & NEWPORT BEACH COMMUNITIES CoastalRealEstateGuide.com JANUARY 5, 2018 | VOL. 8, ISSUE 1 A Home with a Park-Close Perch FEATURED PROPERTY: LAGUNA BEACH Positioned to take advantage of panoramic coastal views at the edge of preserved open space, this five-bedroom, 5.5-bath home built in 2015 integrates leading design and technology practices into its character. Entry through a motorized gate leads to a paver auto court flanked by a three-car garage, guest casita and custom built main residence. Interior spaces give way to the outdoors through large sliding partitions of glass. An upper level outdoor terrace includes an elevated succulent garden, while a spa with a water feature and outdoor kitchen serves as the focal point of the lower patio extending from the living room. The kitchen features walnut and Miele appliances and opens to the dining and main living quarters. The latter includes an unusual turntable floor allowing for views of the 124” movie panel or ocean views. The master suite mimics a tranquil spa and offers an open air shower with soaking tub, double vanity stations and two walk-in closets. Enjoy access to a nearby public park. Offering price: $4,998,000 Address: 3355 Alta Laguna, Laguna Beach Agent info: Sean Stanfield, HOM Sotheby’s International Realty, 949.390.4543 firstname.lastname@example.org, stanfieldrealestate.com ASK THE EXPERT Real Estate Resolutions to Make in 2018 By Holly McDonald Happy 2018! It’s that time – a fresh start, a new year, time to make some changes. If you are a homeowner, or Holly McDonald thinking about becoming one in 2018, perhaps you would like to improve your financial standing. Since our homes are one of the most valuable assets, Bankrate made a list of some resolutions you might want to consider making if you own a home. Making extra mortgage payments is a surefire way to pay off your home loan faster. After all, most of us dream of being mortgage free, don’t we? There are different ways to handle this. You could opt to make bi-weekly payments rather than monthly ones. Or you could pay a little extra each month to your mortgage payment. Even just making an extra payment or two throughout the year can make a big impact. The end result is that you will set yourself up to pay your mortgage down sooner and over the life of the loan you will end up paying less in interest too. Win-win! Paying down a home equity line or second mortgage is another fantastic goal to set. The less debt you have, the more financial freedom you gain. Refinancing your current mortgage may make sense if your interest rate is much higher than current rates. It’s a smart idea to do your homework and see how much you can save by refinancing both monthly and over the life of the loan. It may be more than you think. If you are thinking about becoming a homeowner in 2018, congratulations! Here are some steps to turn that resolution into reality. First off, if you are planning to get a loan, now is the time to contact a lender about getting pre-approved. Knowing what you are pre-approved for is key in starting a house hunt. The next thing you can do is look at properties to see what works for you in your budget. Talk to a realtor, check out open houses, and view listings online. Make a list of what you need and what you want; we all know those can be two very different things. If one of your goals this year is to sell your home, then you don’t want to procrastinate on this either. Timing is everything – you don’t want to miss your window. With the spring market right around the corner, now is the time to start planning. Whether you are looking to buy, sell, or improve your financial picture, I hope your real estate resolutions are successful in 2018. Holly Schwartz McDonald is a realtor with Villa Real Estate who lives in Newport Beach and has been featured on HGTV’s hit show “House Hunters.” She can be reached at HSchwartz@ VillaRealEstate.com.