Jacksonville 904 Dec/Jan 2014 : Page 3

We’ve We’ W We e’ve e ve v e been bee een doing d ng do g busi business busin usin sin i ness ne s in Fl i Florida r id da for f o r over ove v e 60 6 ye years. y ears. ears a One On ne thing ng remains mains ains th the h same. sa s am W e n We never forget et t that it’ s your our u money ey y. . In n 1952 1952, V yS yStar was a started ar by y 12 2 people pe o and a total l of $60. 60. T 60 Today oday , w i t h mo ore than h 444,000 00 members and nd $ $4.9 billion in assets assets, we’re re one n o f t h e n ation’ na ion s largest larges c credit unions. unio ions. W e’re re also a leader er in n providing ing specialized d se rvices services rvi es for thousands of b businesses busin usin nesses in Northeast Florida. F No matter how l rge or small, V yStar lar y Credit t Union Un U nion can design a financial services s program to help businesses save time and a nd money . I f y o u r b u s i n e s s d o e s o r i s p l a n n i n g t o d o b u s i n e s s i n o n e o f o u r Northeast Florida counties, speak t o o n e o f o u r Business Relationship S p e c i a l i s t s t o d a y . +%9"53).%333%26)#%3 s . / # , / 3 ) . ' # / 3 4 # / --% 2 # ) ! , 2 % ! , % 3 4 4! !4 ! 4 % , / ! . 3 &#0a; s " 5 3 ) . % 3 3 % 1 5 ) 0 -% . 4 , / ! . 3 s 3 ! !6 6 ) . ' 3  # ( % # + ) . ' ! # # / 5 . 4 3 s " 5 3 ) . % 3 3 # 2 % $ ) 4 # ! 2 $ 3 % 2 6 ) # % 3 s -% 2 # ( ! . 4 3 / , 5 4 ) / . 3 s 4! ! 8 0 0! !9 ! 9 -% . 4 3  0 0! !9 ! 9 2 / , , / 2 ) ' ) . ! !4 4 ) / . 

"53).%336%()#,% ,/!.3&#0a;&#0a; We’ll finance up to 100% of a new vehicle’ s purchase price, including tax www.vystarcu.org www .vystarcu.org JACKSONVILLE AND SURROUNDING COUNTIES 904-908-2292 OUTSIDE OF JACKSONVILLE 1-800-445-6289 and license, as well as 100% of a used vehicle’ s retail Blue Book value. OPEN YOUR VYST AR ACCOUNT TODA Y . *Business Loan No Closing Costs Program offer is only available for purchase and refinance of non-VyStar Credit Union business real estate loans. All loans are subject to credit approval, and certain restrictions and limitations apply . VyStar will pay borrower closing costs up to a maximum amount of 2% of the loan amount excluding real estate taxes, liens, or any prepaid interest or funds. Program only applies to business real estate loans with a minimum t erm of 5-years and a max amortization of 25-years. If the borrower pays off the business loan within the first 60-months, they will be required to reimburse VyStar for a portion of the closing costs paid by VyStar . Expenses collected during the loan process will be credited back on the settlement statement at loan closing as applicable per the program guidelines. Program is subject to change without notice. **Certain restrictions may apply . Program is subject to change without notice. All loans are subject to credit approval, verification and collateral evaluation. tion. Special 100% L LTV TV offer not available for refinancing existing VyStar debt or in conjunction with a VyStar loan program. © 2 0 1 3 V y S t a r C r e d i t U n i o n .

VyStar Credit Union

 

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